I hate insurance companies. Today I have a rant about my insurance.
First off when Wade's job was eliminated so was his health insurance that was paid for by his employer. In order for him to keep what he had it would cost us $1700 a month. I was able to get health insurance through where I work at a cost of $200 per week. Big savings to us but that is roughly half of my paycheck.
Now on to the ENT appointment and the issue of allergy testing.
4/16 I had my first appointment with the ENT
4/17 I called the insurance company to find out if the testing was covered. She said yes but certain criteria had to be met and she would mail out the information to me.
4/21 the letter arrived with a cover sheet, a non-discrimination statement and a sheet filled with various foreign languages.
4/23 I call the insurance company again. This one says she will email me the information. I will have it in 24-48 hours. Really? an email takes that long?
4/25 the ENT calls to ask if I still want the testing done. I explain that I'm waiting for the insurance company. She says she will hold on to it and call me again on Monday. In the meantime, she explains that I have a $500 deductible of which 0 has been met and the appointment will cost me $200
Later that day the email arrived and then on 4/27 the regular mail had the letter that was supposed to be sent out the first time. If you can read the date on the cover sheet it's April 17th.
I just really hate insurance companies. I pay all that money every week and still have to pay on top of that. There is just something wrong with the whole system.