I put together a set of 4 Christmas cards tonight. All are sized to use on a 1/4 fold card. One is just a generic card (no room for picture) the other 3 are png files with an opening for you to add your own picture
I didn't include a TOU with the set but they are simple, Use them however you like. All I ask is that if you use them for anything other than to make your own greeting cards you give me credit for the work.